TradeItUp: Passive Momentum Allocation Strategy

"Good Afternoon" - Powell

Trading cum Long-Term Passive Momentum Investment Strategy

20-year return snapshot

• Nifty50 → ~12x
• Gold → ~8x
• My Strategy → ~15x (stable)

In investments we usually consider a benchmark > FD returns (not bad).
What if we combine momentum + passive allocation for smarter compounding?
I built a rules-based model using NiftyBees & GoldBees with an optional liquid fund buffer.
Performed well: 2008, 2012, 2020, 2025 (US tariffs unstability),

17 Aug - 17 Sep 2025

📈 Recent 30-day returns: ~12%

• Gold → +10.81%
• Nifty50 → +1.80%

(Captured both momentums)

🔑 My Boring Allocation Rules

• Rule 1: Both fall ≥ 5%
  ➡ Allocation = (Gold 20%, Nifty 20%, Liquid 60%)
• Rule 2: Gold falls ≥ 5% OR Nifty rises ≥ 5%
  ➡ Allocation = (Gold 30%, Nifty 70%, Liquid 0%)
• Rule 3: Nifty falls ≥ 5% OR Gold rises ≥ 5%
  ➡ Allocation = (Gold 70%, Nifty 30%, Liquid 0%)
• Rule 4 (Default):
  ➡ Allocation = (Gold 70%, Nifty 30%, Liquid 0%)

⚡ This strategy is designed to

• Protect capital in sharp draw downs 🛡️
• Ride momentum when it’s strong 📊
• Balance between hedge (Gold) and growth (Nifty50)

📌 Instruments: NiftyBees, GoldBees, LiquidBees

Would love to hear your thoughts —
Do you see this as more of a trading tool or a long-term compounding strategy?

PS: recorded on Sep 13, Updated returns are mentioned in captions Sep 18